Invest in Property through Your SMSF

Why Invest in Property through Your SMSF?

Are you looking to diversify your investment portfolio? Investing in property through your Self-Managed Superannuation Fund (SMSF) might be the answer.

Here are some reasons why:

Diversification:

Property investment can add value to your portfolio and help reduce risk while increasing potential returns by diversifying your investment options.

Control:

With SMSFs, you have the flexibility to choose where your retirement funds are invested. You can opt for either residential or commercial properties.

Tax Efficiency: 

Investing through an SMSF can provide significant tax advantages, including reduced capital gains tax when the fund is in the pension phase. 

However, purchasing a property through your SMSF is highly regulated.

To ensure compliance, you need to consider the following:

Sole Purpose Test: 

The investment must be solely for the purpose of providing retirement benefits to fund members.

Loan Restrictions:

If borrowing to buy property, certain types of loans, called Limited Recourse Borrowing Arrangements (LRBA), must be used.

Loan Restrictions:

The property cannot be acquired from a member’s related party and cannot be lived in or rented by a fund member or any related party.

At MULLIGAN Buyers Agency,

we offer expert guidance on:

Property Selection

We can help you find properties that meet the SMSF compliance requirements and align with your investment strategy.

Financing

We can connect you with our partners, who will advise you on how to structure your finances, including the setup of LRBAs.

Sourcing & Negotiating

With our decades of experience, we can source the right property and negotiate the best possible price and terms.

Interested in learning more

about how your SMSF can be used to invest in real estate?

Contact us today. Let us help you unlock the potential of your superannuation through wise, compliant property investment.
Disclaimer – MULLIGAN Buyer’s Agents are not financial planners, advisors, or accountants. Before considering whether buying a property in your superannuation is right for you, please speak with a person qualified to provide such advice.

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Ready to navigate your property journey with

expert guidance?

Let’s discuss how we can tailor our services to meet your unique real estate needs and ambitions.

Ready to navigate your property journey with

expert guidance?

Let’s discuss how we can tailor our services to meet your unique real estate needs and ambitions.